{"schema": "https://ihsn.org/schemas/timeseries/1.0.0", "schema_version": "1.0.0", "type": "timeseries", "idno": "1e994e1b-fba0-405f-9cd3-e0502e52ac72", "changed": "1790280642", "changed_utc": "2026-09-24T16:10:42-04:00", "created": "1752373797", "created_utc": "2025-07-12T22:29:57-04:00", "created_by": "51", "changed_by": "91", "metadata_information": {"title": "Metadata for Made or received a digital payment", "idno": "META_WB_FINDEX_G20_ANY", "producers": [{"name": "Development Economics Data Group", "abbr": "DECDG", "affiliation": "World Bank"}], "version_statement": {"version_notes": "Metadata updated by automated Data360 publishing pipeline", "version_date": "2026-09-24"}, "prod_date": "2025-07-12"}, "series_description": {"name": "Made or received a digital payment", "idno": "WB_FINDEX_G20_ANY", "database_id": "WB_FINDEX", "languages": [{"name": "English", "code": "EN"}], "definition_long": "The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a bank or similar financial institution account or through a mobile money account in the past year. The respondents are the entire civilian, noninstitutionalized population age 15 and up in the target economies.", "measurement_unit": "Percentage of respondents", "topics": [{"id": "P3", "name": "Prosperity", "vocabulary": "WB Practice Groups"}, {"id": "P3_000002", "name": "Finance", "parent_id": "P3", "vocabulary": "Data360 Topic L1"}, {"id": "P3_000011", "name": "Financial Inclusion, Infrastructure and Access", "parent_id": "P3_000002", "vocabulary": "Data360 Topic L2"}, {"id": "P5", "name": "Digital", "vocabulary": "WB Practice Groups"}, {"parent_id": "P5", "id": "P5_000004", "name": "Digital Services", "vocabulary": "Data360 Topic L1"}, {"parent_id": "P5_000004", "name": "Digital Public Infrastructure - DPI", "id": "P5_000017", "vocabulary": "Data360 Topic L2"}], "periodicity": "Triennial", "sources": [{"name": "Global Findex Database", "organization": "World Bank (WB)", "uri": "https://www.worldbank.org/en/publication/globalfindex"}], "time_periods": [{"start": "2014", "end": "2024"}], "license": [{"name": "CC BY 4.0", "uri": "https://creativecommons.org/licenses/by/4.0/", "note": "This work is provided under a Creative Commons 4.0 Attribution International License, with the following mandatory and binding addition:i. Any and all disputes arising under this License that cannot be settled amicably shall be submitted to mediation in accordance with the WIPO Mediation Rules in effect at the time the work was published. If the request for mediation is not resolved within forty-five (45) days of the request, either You or the Licensor may, pursuant to a notice of arbitration communicated by reasonable means to the other party refer the dispute to final and binding arbitration to be conducted in accordance with UNCITRAL Arbitration Rules as then in force. The arbitral tribunal shall consist of a sole arbitrator and the language of the proceedings shall be English unless otherwise agreed. The place of arbitration shall be where the Licensor has its headquarters. The arbitral proceedings shall be conducted remotely (e.g., via telephone conference or written submissions) whenever practicable, or held at the World Bank headquarters in Washington DC."}], "version_statement": {"version": "Version 1.0", "version_date": "2026-09-24"}, "aggregation_method": "Weighted Average: For aggregate data, each economy is classified according to the World Bank Group's fiscal year 2024, which runs from July 1, 2023, to June 30, 2024. Russian Federation is excluded from the Europe & Central Asia (ECA) average.", "confidentiality_status": "PU", "database_name": "Global Findex Database", "methodology": "Global Findex indicators are derived from individual-level survey data collected by Gallup, Inc. as part of the Gallup World Poll (conducted annually since 2005 on approximately 1000 people in each of more than 160 economies and in more than 150 languages), with an added Global Findex module designed by the World Bank. Surveys are nationally representative and cover the non-institutionalized civilian population aged 15 and above. For more information, see https://www.worldbank.org/en/publication/globalfindex/methodology.", "methodology_references": [{"source": "World Bank Global Findex Database", "uri": "https://www.worldbank.org/en/publication/globalfindex/methodology"}], "dimensions": [{"label": "Age"}, {"label": "Sex", "description": "Total, Male, Female"}, {"label": "Education"}, {"label": "Residential area", "description": "Total, Urban, Rural"}, {"label": "Geographic area", "description": "Country/economy, Region"}, {"label": "Income Level"}, {"label": "Employment"}], "ref_country": [{"code": "CAN", "name": "Canada"}, {"code": "JAM", "name": "Jamaica"}, {"code": "KGZ", "name": "Kyrgyz Republic"}, {"code": "NGA", "name": "Nigeria"}, {"code": "AUS", "name": "Australia"}, {"code": "ALB", "name": "Albania"}, {"code": "RUS", "name": "Russian Federation"}, {"code": "HUN", "name": "Hungary"}, {"code": "MDG", "name": "Madagascar"}, {"code": "TJK", "name": "Tajikistan"}, {"code": "NOR", "name": "Norway"}, {"code": "BRA", "name": "Brazil"}, {"code": "BEN", "name": "Benin"}, {"code": "CIV", "name": "C\u00f4te d\u2019Ivoire"}, {"code": "IDN", "name": "Indonesia"}, {"code": "LSO", "name": "Lesotho"}, {"code": "LBN", "name": "Lebanon"}, {"code": "CHN", "name": "China"}, {"code": "ROU", "name": "Romania"}, {"code": "COD", "name": "Congo, Dem. Rep."}, {"code": "MDA", "name": "Moldova"}, {"code": "SAU", "name": "Saudi Arabia"}, {"code": "KEN", "name": "Kenya"}, {"code": "ESP", "name": "Spain"}, {"code": "LTU", "name": "Lithuania"}, {"code": "IRN", "name": "Iran, Islamic Rep."}, {"code": "PSE", "name": "West Bank and Gaza"}, {"code": "MRT", "name": "Mauritania"}, {"code": "ARG", "name": "Argentina"}, {"code": "LVA", "name": "Latvia"}, {"code": "BGD", "name": "Bangladesh"}, {"code": "BLR", "name": "Belarus"}, {"code": "LUX", "name": "Luxembourg"}, {"code": "TKM", "name": "Turkmenistan"}, {"code": "THA", "name": "Thailand"}, {"code": "KOR", "name": "Korea, Rep."}, {"code": "POL", "name": "Poland"}, {"code": "LAO", "name": "Lao PDR"}, {"code": "BHR", "name": "Bahrain"}, {"code": "BLZ", "name": "Belize"}, {"code": "KWT", "name": "Kuwait"}, {"code": "BDI", "name": "Burundi"}, {"code": "DZA", "name": "Algeria"}, {"code": "TWN", "name": "Taiwan, China"}, {"code": "HTI", "name": "Haiti"}, {"code": "BTN", "name": "Bhutan"}, {"code": "TZA", "name": "Tanzania"}, {"code": "ECU", "name": "Ecuador"}, {"code": "SLV", "name": "El Salvador"}, {"code": "GEO", "name": "Georgia"}, {"code": "JPN", "name": "Japan"}, {"code": "TUN", "name": "Tunisia"}, {"code": "DOM", "name": "Dominican Republic"}, {"code": "PHL", "name": "Philippines"}, {"code": "NPL", "name": "Nepal"}, {"code": "MNG", "name": "Mongolia"}, {"code": "TCD", "name": "Chad"}, {"code": "GTM", "name": "Guatemala"}, {"code": "TUR", "name": "T\u00fcrkiye"}, {"code": "GAB", "name": "Gabon"}, {"code": "BIH", "name": "Bosnia and Herzegovina"}, {"code": "EST", "name": "Estonia"}, {"code": "CHL", "name": "Chile"}, {"code": "CRI", "name": "Costa Rica"}, {"code": "ZAF", "name": "South Africa"}, {"code": "USA", "name": "United States"}, {"code": "PER", "name": "Peru"}, {"code": "GIN", "name": "Guinea"}, {"code": "ITA", "name": "Italy"}, {"code": "MUS", "name": "Mauritius"}, {"code": "SRB", "name": "Serbia"}, {"code": "MWI", "name": "Malawi"}, {"code": "BFA", "name": "Burkina Faso"}, {"code": "NER", "name": "Niger"}, {"code": "VNM", "name": "Vietnam"}, {"code": "LBR", "name": "Liberia"}, {"code": "NLD", "name": "Netherlands"}, {"code": "DNK", "name": "Denmark"}, {"code": "MLI", "name": "Mali"}, {"code": "DEU", "name": "Germany"}, {"code": "COM", "name": "Comoros"}, {"code": "SVN", "name": "Slovenia"}, {"code": "KAZ", "name": "Kazakhstan"}, {"code": "NZL", "name": "New Zealand"}, {"code": "VEN", "name": "Venezuela, RB"}, {"code": "SGP", "name": "Singapore"}, {"code": "XKX", "name": "Kosovo"}, {"code": "AGO", "name": "Angola"}, {"code": "IRL", "name": "Ireland"}, {"code": "MLT", "name": "Malta"}, {"code": "MAR", "name": "Morocco"}, {"code": "EGY", "name": "Egypt, Arab Rep."}, {"code": "GMB", "name": "Gambia, The"}, {"code": "HRV", "name": "Croatia"}, {"code": "ZWE", "name": "Zimbabwe"}, {"code": "ZMB", "name": "Zambia"}, {"code": "NIC", "name": "Nicaragua"}, {"code": "ISL", "name": "Iceland"}, {"code": "IND", "name": "India"}, {"code": "RWA", "name": "Rwanda"}, {"code": "CYP", "name": "Cyprus"}, {"code": "GHA", "name": "Ghana"}, {"code": "CMR", "name": "Cameroon"}, {"code": "MNE", "name": "Montenegro"}, {"code": "LKA", "name": "Sri Lanka"}, {"code": "MEX", "name": "Mexico"}, {"code": "HND", "name": "Honduras"}, {"code": "AZE", "name": "Azerbaijan"}, {"code": "HKG", "name": "Hong Kong SAR, China"}, {"code": "MYS", "name": "Malaysia"}, {"code": "NAM", "name": "Namibia"}, {"code": "CHE", "name": "Switzerland"}, {"code": "BEL", "name": "Belgium"}, {"code": "MKD", "name": "North Macedonia"}, {"code": "URY", "name": "Uruguay"}, {"code": "GBR", "name": "United Kingdom"}, {"code": "PAN", "name": "Panama"}, {"code": "TTO", "name": "Trinidad and Tobago"}, {"code": "BGR", "name": "Bulgaria"}, {"code": "COG", "name": "Congo, Rep."}, {"code": "MOZ", "name": "Mozambique"}, {"code": "UGA", "name": "Uganda"}, {"code": "KHM", "name": "Cambodia"}, {"code": "SDN", "name": "Sudan"}, {"code": "AFG", "name": "Afghanistan"}, {"code": "PRI", "name": "Puerto Rico"}, {"code": "SWE", "name": "Sweden"}, {"code": "JOR", "name": "Jordan"}, {"code": "OMN", "name": "Oman"}, {"code": "ETH", "name": "Ethiopia"}, {"code": "PRT", "name": "Portugal"}, {"code": "ARE", "name": "United Arab Emirates"}, {"code": "CZE", "name": "Czechia"}, {"code": "IRQ", "name": "Iraq"}, {"code": "BOL", "name": "Bolivia"}, {"code": "SWZ", "name": "Eswatini"}, {"code": "SLE", "name": "Sierra Leone"}, {"code": "MMR", "name": "Myanmar"}, {"code": "FRA", "name": "France"}, {"code": "SEN", "name": "Senegal"}, {"code": "FIN", "name": "Finland"}, {"code": "AUT", "name": "Austria"}, {"code": "SOM", "name": "Somalia, Federal Republic of"}, {"code": "ARM", "name": "Armenia"}, {"code": "TGO", "name": "Togo"}, {"code": "UKR", "name": "Ukraine"}, {"code": "PAK", "name": "Pakistan"}, {"code": "COL", "name": "Colombia"}, {"code": "MDV", "name": "Maldives"}, {"code": "BWA", "name": "Botswana"}, {"code": "LBY", "name": "Libya"}, {"code": "UZB", "name": "Uzbekistan"}, {"code": "CAF", "name": "Central African Republic"}, {"code": "SVK", "name": "Slovak Republic"}, {"code": "GRC", "name": "Greece"}, {"code": "ISR", "name": "Israel"}, {"code": "PRY", "name": "Paraguay"}, {"code": "YEM", "name": "Yemen, Rep."}, {"code": "SSD", "name": "South Sudan"}], "geographic_units": [{"code": "SSA", "name": "Sub-Saharan Africa (excluding high income)"}, {"code": "UMC", "name": "Upper middle income"}, {"code": "ECA", "name": "Europe & Central Asia (excluding high income)"}, {"code": "LAC", "name": "Latin America & Caribbean (excluding high income)"}, {"code": "SAS", "name": "South Asia"}, {"code": "LIC", "name": "Low income"}, {"code": "LMY", "name": "Low & middle income"}, {"code": "LMC", "name": "Lower middle income"}, {"code": "EAP", "name": "East Asia & Pacific (excluding high income)"}, {"code": "MNA", "name": "Middle East, North Africa, Afghanistan & Pakistan (excluding high income)"}]}, "tags": [{"tag": "Country_Digital_Overview", "tag_group": "dtd_digital_overview"}, {"tag": "P3_000002", "tag_group": "feature-topic-profile"}, {"tag": "P3", "tag_group": "feature-theme-profile"}, {"tag": "P3", "tag_group": "feature-country-profile-pillar"}, {"tag": "Map", "tag_group": "feature-theme-profile-chart"}, {"tag": "P5_000004", "tag_group": "feature-topic-profile"}], "additional": {"visualization": {"chart_type": [{"chart_types": "pie"}, {"chart_types": "stackedBar"}]}}}